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Why Cannabis Businesses Need Commercial Auto Insurance

Cannabis businesses face unique risks when transporting products. Whether you’re delivering to dispensaries or managing wholesale distribution, commercial auto insurance protects your business from:

  • Accidents involving company-owned vehicles.
  • Injuries caused by drivers or delivery staff.
  • Theft, vandalism, or physical damage to vehicles.
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What Does Cannabis Commercial Auto Insurance Cover?

Our policies are designed to protect your business at every step of the delivery process. Coverage includes:

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1. Owned Vehicle Protection

  • Collision and comprehensive coverage for company-owned vehicles.
  • Liability for injuries and property damage caused by drivers.
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2. Non-Owned Auto Coverage

  • Protects against claims involving employees using personal vehicles for work.
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3. Cargo Insurance

  • Covers high-value cannabis products in transit.
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4. Theft and Vandalism

  • Financial protection for stolen or damaged vehicles.
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How Premiums Are Calculated?

Your premium is based on several factors, including:

  • Vehicle usage (e.g., local delivery vs. long-haul transportation).
  • Employee driving records and training programs.
  • Cargo type and value.
  • Fleet size and geographic coverage.

Take proactive steps like driver safety training and route planning to reduce risks and lower costs.

REQUEST A CONSULTATION WITH CANNABIS RISK MANAGER
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Why Choose Us?

We specialize in cannabis business insurance and offer:

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Access to top-rated carriers with competitive pricing.

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Policies tailored to your specific operational needs.

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Guidance on state-specific compliance and licensing requirements.

Additional Coverage Options for Cannabis Businesses

Strengthen your risk management strategy with these essential policies:

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General Liability Insurance

Protects against customer injury claims and property damage.

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Workers’ Compensation Insurance

Covers employee injuries and illnesses.

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Product Liability Insurance

Protects against claims related to cannabis products.

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Inland Marine Insurance

Extends cargo protection for high-value goods in transit.

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How to Get Started

Getting the right insurance for your cannabis transportation business is simple:

  • Provide basic details about your company, such as fleet size and delivery routes.
  • Work with our licensed specialists to identify risks and find the best coverage.
  • Choose from quotes provided by top-rated insurance carriers.

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