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Save 30%+
on Workers' Comp
Insurance

Join HISIG, a California-regulated self-insured group designed to help
cannabis businesses cut premiums, enhance safety, and boost overall
operational efficiency.

See if you Qualify




    Why Cannabis Businesses Overpay

    A self-insured group designed for cannabis, hardware, and industrial businesses to reduce insurance costs and
    improve safety.

    High premiums

    Traditional insurers charge top rates with no potential for dividends — you pay more and get no return.

    Limited claims support

    Little help with claims processing or safety services that prevent claims in the first place.

    Lack of cannabis expertise

    Policies often dont account for the unique risks and compliance requirements in the cannabis industry.

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    What is HISIG?

    The Household Industries Self-Insured Group (HISIG), created for hardware, home improvement, and lumber businesses — and now expanded to include regulated cannabis operators. It's governed by a member-led board and overseen by the Office of Self-Insurance Plans (OSIP) under the CA Department of Industrial Relations.

    30%+ Average Savings

    95%+ Retention

    Member governance

    Core Features

    Insurance & claims

    Self-insurance model with dividend potential and claims oversight by Athens Administrators.

    Claims & portal

    24/7 access to member portal for COIs, payroll, invoicing, loss runs, and more.

    Safety, HR & legalt

    Personalized safety support, legal guidance, and risk management to ensure compliance.

    Safety & screening

    Pre-employment risk screening and medical oversight to ensure workplace safety.

    Training & governance

    Access to training resources, certifications, and annual member meetings for continuous improvement.

    HR / legal support

    Legal support from Bernal & Robbins LLP, plus HR and compliance resources.

    Everything You Need in
    One Program

    A self-insured group designed for cannabis, hardware, and industrial businesses
    to reduce insurance costs and improve safety.

    Get Started Now

    Key Benefits

    HISIG provides a range of benefits to its members, ensuring that businesses thrive while reducing costs and improving safety:

    • 30%+ Average Premium Savings
    • Surplus Dividends
    • Full-Spectrum Support across claims, safety, HR, and legal matters
    • 95%+ Member Retention Rate
    • Transparent, State-Regulated Oversight